The future's bright with Tonik health insurance


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how do tonik health plans work

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How to Apply for Tonik health Insurance

Straight -up Affordable Health Insurance Plans Designed to Cover Your A-Z
 
It's all about you.
 
You're young,  You're healthy. You're in shape. But hey, life is unpredictable.  All it takes is is one slip, one fall, one biff, and the financial pain can outweigh the physical.  Whether you're laid out on the snow, sand or grass, you're going to wish Tonik Health was there.
 

Tonik offers three straight-up affordable health insurance plans to cover your A-Z.  Tonik can help protect you from just about anything - even yourself.

And, although Tonik is young and fun, they are not a start-up by any means.  Tonik plans are offered by BC Life & Health Insurance Company and backed by the stellar reputation of Blue Cross of California.  Blue Cross of California has been covering A-Zs all across California for over 65 years.  Tonik is offered by Anthem Blue Cross Blue Shield in Nevada and Colorado.  Sound plans are offered by Unicare.

It won't take long.

Tonik covers you everyday, preventive stuff (like checkups) and the more dramatic encounters.  You can sign up online in mere minutes, depending on how fast you can type.


Tonik plans include coverage for:


  • Seeing a doctor
  • Getting generic prescription drugs
  • Going to the emergency room
  • Having surgery
  • Seeing a dentist
  • Getting eye exams, glasses or contacts ... and a whole lot more
 
The Bottom Line

These rates are painless

You'll find Tonik plans to be affordable.  If you're 19-29 years old, rates can be $64 -$123 per month, depending on the plan you pick, where you live, your age and your medical history.  rates are subject to change.  3 simple plans 1 just your flavor.  Here are just some of the Tonik in-network benefits and what you'll pay:

  Thrill
Seeker

(T775)
Part-time
Daredevil

(T774)
Calculated
Risk Taker

(T773)
Doctor Visit Copay
$20
(4 visits/year)
$30
(4 visits/year)
$40
(unlimited visits)
Annual Deductible
$5,000
$3,000
$1,500
Out-of-Pocket Maximum
$5,000
$3,000
$1,500
Prescription Drugs (generic only)
$10
$10
$10
Emergency Room Care
$100
$100
$100
Impatient Hospital
$0 after the
deductible is met
$0 after the
deductible is met
$0 after the
deductible is met
Dental Benefits      
  • Annual Deductible
  • Cleanings, Exams & X-rays
  • Fillings
$25
$ 0
20%
$25
$ 0
20%
$25
$ 0
20%
The Tonik plans do not include maternity benefits.
 

Definitions for the Insurance-Impaired (all of us)

 

Annual Deductible ...
This is the amount you'll have to pay before Tonik starts paying.  Of course, the deductible is waived in certain cases, such as doctors visits


Copay
This is what you pay when you see the doctor, go to the emergency room or get generic prescription drugs.


In-Network
You save money when you go to doctors and hospitals in the Blue Cross PPO network.  Don't worry, their network is huge.

So Get Amped and Apply!
 

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